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Roadmap

Rough phasing. Details live in openspec/project.md and per-change proposals under openspec/changes/.

Phase 1 — MVP (current)​

All items shipped end-to-end. Production deployment is in progress under openspec/changes/bridge-production-setup.

  • ✅ Email / OAuth login (Privy)
  • ✅ Bridge KYC (hosted link)
  • ✅ GBP virtual account (FPS) & EUR virtual account (SEPA)
  • ✅ Manual deposit flow with webhook confirmation
  • ✅ PIX payment (scan or manual entry) with 2% spread
  • ✅ Withdraw to user's own bank (GBP / EUR)
  • ✅ On-chain USDC balance display

Phase 2 — On-ramp UX​

  • Plaid instant bank connection (US) — pre-funded deposits without waiting for FPS/SEPA settlement
  • In-app support / dispute flow
  • Push notifications for deposit / payment status

Phase 3 — Reach​

  • Additional fiat on-ramps (Coinbase Onramp, Ramp Network)
  • Additional off-ramp corridors beyond BRL
  • Locale-aware routing

Not planned (yet)​

  • Card issuance
  • P2P transfers between GrinGo users
  • Merchant-side integrations